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Legal

Privacy Policy

Last updated November 2, 2026.

Template notice — must be reviewed before launch. This document is a structured starting point, not legal advice, and it has not been reviewed by counsel. Have a licensed attorney familiar with commercial finance and state privacy law review and adapt it to your actual business practices before this site goes live.

This Privacy Policy explains how Longevity Capital ("we", "us") collects, uses, discloses and protects information in connection with this website and our business financing services. It applies to information about business representatives and applicants; we do not offer consumer financial products.

Information we collect

Information you give us

  • Contact details — name, business name, email address, telephone number, mailing address
  • Business information — industry, entity type, time in business, revenue, state of operation
  • Financial information — bank statements, account and routing details, financial statements, tax returns
  • Identity information — government-issued identification, date of birth, and Social Security number where required to verify an authorized representative or guarantor
  • Correspondence — messages, call recordings and notes from your interactions with our advisors

Information collected automatically

  • Device and browser type, operating system, and approximate location derived from IP address
  • Pages viewed, referring URLs, and interactions with the site
  • Cookies and similar technologies, as described below

Information from third parties

  • Consumer and commercial credit reporting agencies
  • Bank data aggregation providers, where you authorize a connection
  • Identity verification, fraud prevention and public records providers
  • Lending partners and referral sources

How we use information

  • To evaluate, underwrite, and respond to your financing request
  • To verify identity, prevent fraud, and meet legal and regulatory obligations
  • To service accounts, process payments and communicate about your application
  • To improve our products, website and underwriting models
  • To send marketing communications, subject to your right to opt out

How we share information

We share information in the following circumstances, and not otherwise:

  • Lending partners and funders — to obtain offers for the financing you requested
  • Service providers — hosting, analytics, communications, identity verification, payment processing, and customer relationship management, each bound by contract to protect the information
  • Credit reporting agencies — as permitted by law in connection with a financing application or account
  • Legal and regulatory — where required by law, subpoena, or to protect our rights, or to investigate suspected fraud
  • Corporate transactions — in connection with a merger, acquisition, financing or sale of assets

We do not sell personal information as that term is defined under applicable state privacy laws, and we do not share personal information for cross-context behavioral advertising.

Telephone, SMS and email communications

By providing a telephone number and checking the applicable consent box, you authorize us and our funding partners to contact you at that number — including by automatic telephone dialing system, artificial or prerecorded voice, and SMS text message — regarding your application and our services. Consent is not a condition of obtaining financing. Message and data rates may apply. Reply STOP to any text message to opt out, or contact us at the address below. Calls may be recorded for quality and compliance purposes.

Cookies and tracking

We use strictly necessary cookies to operate the site, and may use analytics and advertising cookies to understand usage and measure campaigns. You can control cookies through your browser settings. Because there is no uniform standard for Do Not Track signals, we do not currently respond to them; we do honor Global Privacy Control signals where required by law.

Your privacy rights

Depending on your state of residence, you may have the right to request access to the personal information we hold about you, correction of inaccurate information, deletion of personal information, a portable copy of that information, and to opt out of certain processing. You may also designate an authorized agent to act on your behalf.

To exercise a right, email ops@longevitycapital.info or call (727) 201-4826. We will verify your identity before acting on a request and will respond within the period required by applicable law. We will not discriminate against you for exercising a privacy right.

Note that information required to service an active financing account, or that we must retain under financial recordkeeping and anti-money-laundering rules, may not be deletable while those obligations remain.

Data security and retention

We maintain administrative, technical and physical safeguards designed to protect information, including encryption in transit and at rest and access controls limited to personnel with a business need. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain information for as long as necessary to provide services, comply with legal and regulatory obligations, resolve disputes and enforce agreements — typically for the life of the relationship plus the applicable records retention period.

Children

This site is intended for business use by adults. We do not knowingly collect information from anyone under 18. If you believe a minor has provided information, contact us and we will delete it.

Changes to this policy

We may update this policy from time to time. Material changes will be reflected in the "last updated" date above and, where required, communicated to you directly.

Contact

Longevity Capital
Email: ops@longevitycapital.info
Phone: (727) 201-4826